The Audit Trail Is Already Built. The Examiner Is Already Welcome.
MPWR maintains SOC 2 certification, end-to-end encryption, and immutable audit logs that capture every action, every policy reference, and every human decision — automatically, on every loan.
This page is maintained by MPWR to answer common security and compliance questions about MPWR. Security and compliance are shared responsibilities: MPWR provides the controls, and each institution configures users, policies, and approval workflows that fit its own risk framework.
SOC 2 Certification
MPWR maintains SOC 2 certification, with controls reviewed by an independent auditor and monitored continuously.
End-to-End Encryption
Borrower and lender data is encrypted in transit and at rest. We protect the borrower's information at every step.
Immutable Audit Logs
Every action, every policy reference, and every human decision is captured automatically, on every loan.
Role-Based Access Controls
Granular permissions keep your data in the right hands. Teams see only the files, decisions, and actions they need to see.
Policy Citations by Default
Because every MPWR action ships with a policy citation, your compliance team is not scrambling to reconstruct a paper trail when regulators arrive.
Human-in-the-Loop Decisioning
Final credit and lending decisions remain with your institution. MPWR documents evidence; it does not make the call.
A complete evidence trail, on every loan.
When regulators arrive, your compliance team should not be searching through email threads and spreadsheets to reconstruct what happened. MPWR records every step, from first borrower touch to final decision, with the policy lines that informed the outcome.
- Every agent action timestamped and attributed
- Policy references attached to recommendations
- Human approvals and exceptions logged by user
- Document provenance tracked from intake to archive
- Data access events captured by role
- Export-ready reports for examiner review
Ready for a deeper security review?
We can share our SOC 2 report, architecture overview, and data flow diagrams under NDA for qualified institutions.